Terms and conditions

Last Updated: January 16,2025

Welcome to Hodge and Williams Finance ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website located at: 1605 Lady Bowers Trail, Lakeland, FL 33809, https://HodgeandWilliamsFinance.com (the "Site") and the services and products we offer, including, but not limited to, individual financial services, consulting packages, subscriptions, and/or memberships (collectively, the "Services").

By accessing or using our Site and Services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site or Services.

Acceptance of Terms

By using the Site and purchasing any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy, which is incorporated herein by reference.

Change to Terms

We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site and Services following the posting of any changes constitutes acceptance of those changes. Subscribers and members will be notified via email of any changes to our Terms and Conditions and/or Privacy Policy.

Eligibility

To use our Site and purchase our Services, you must be at least 18 years of age or the legal age of majority in your jurisdiction. By using the Site, you represent and warrant that you meet this requirement.

Services

1. Financial Services

We offer a variety of financial services and consulting packages tailored to individual and business needs. The details of each service, including price, description, and deliverables, are provided on the Site.

2. Subscriptions and Membership

We offer subscriptions and memberships that provide access to exclusive content, tools, and services. Subscription details, including pricing and benefits are described on the Site when they are available.

3. Subscription Renewal and Cancellation

Renewal: Subscriptions renew automatically at the end of each billing cycle unless canceled by the user. You will be charged for the next billing cycle on the day following the end of your current billing cycle.

Cancellation: You can cancel your subscription or membership at any time by submitting an email request to [email protected]. Cancellations will take effect at the end of the current billing cycle, and no refunds will be provided for the remaining period of the subscription.

Billing and Payment

1. Pricing

All prices are listed in U.S. dollars and are subject to change without notice. We reserve the right to modify or discontinue any Services at any time.

2. Payment Method

We accept various forms of payment, including credit/debit cards and other electronic payment methods. By providing a payment method, you represent and warrant that you have th elegal right to use the method provided.

3. Billing Information

You agree to provide accurate and complete billing information, including name, address, and payment details. You must promptly update any changes to your billing information to ensure uninterrupted service.

4. Refunds

Except as required by law or explicitly stated in our refund policy, all sales are final and non-refundable.

User Account

To access certain Services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account information, including your username and password, and for all activities that occur under your account.

User of the Site and Services

You agree to use the Site and Services only for lawful purposes. You must not: